“The European Federation of Financial Advisers and Financial Intermediaries (FECIF) was chartered in June 1999 for the defence and promotion of the role of financial advisers and intermediaries in Europe.

FECIF, the only European body representing European financial advisers and intermediaries, is based in Brussels, the heart of Europe.

FECIF(Investors Europe Limited was a member of FECIF between 2003 and 2013.)

The European financial adviser and intermediary community is made up of approximately500,000 private individuals exercising this profession as a main occupation (representing approximately 26,000 legal entities including 45 networks), about 280,000 are members of national professional associations (51 at today’s count).


The professional activities of advice and mediation are heavily penalised by extremely constraining regulations, the soaring cost of compliance procedures, the development of often unreliable new technologies, and the demands of  generally distressed and ill- informed consumers.

The European legislation for financial services, whilst being done for the protection of consumer’s interests, must be applicable without pointless restraints for practitioners.

It remains a hard task in view of the paltry enthusiasm of national bureaucrats for anything that might represent the slightest change in their narrow vision of society.

The “time bomb”, which in the very short term is constituted by the pensions problem, reinforces the political need to attack the ensuing problems sooner than later, even if the national governments are showing  reluctance for European harmonisation of legislation, that would take a more pragmatic direction, and be more genuinely concerned with consumer interests.

The failure of the state pension systems opens unprecedented prospects for European financial advisers and intermediaries  to assist the anxious consumer in the right choice of options and alternatives for the sound management of his or her wealth.


The lack of adequate training and organisation of most financial advisers and intermediaries can create problems, and FECIF must tackle the provision of quality training courses and ensure proper assistance to the advisers and intermediaries, in close co-operation with the national member associations.

FECIF  shows determination in its representation of the fundamental interests of its members by advocating the principle of co-regulation of the profession in an environment  excessively regulated – to the detriment not only of consumers’ interests, but also  of the European economy.

As a non-profit-making association, FECIF is an independent organisation at the exclusive service of its members from the 28 European economic area member states, plus Switzerland.”

Source : http://www.fecif.org/html/about_fecif.html

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